Your full credit report, anytime.

Access a detailed breakdown of your credit profile — accounts, balances, inquiries, public records, and more — all in one place. Available 24/7 at no extra cost with an active Arcane Credit membership.

Credit report app showing credit cards, real estate, auto, and hard inquiries

Everything on your report, explained

Your credit report can be confusing. We break it down into clear, easy-to-understand sections — so you know exactly what's on your report and what it means for your score.

  • Clear status indicators for each section of your report
  • Plain-language explanations for collections, public records, and more
  • Creditor contact information at your fingertips
Credit report screen showing collections, public records, and creditor information

What's in your credit report

A comprehensive view of your entire credit profile, organized and easy to navigate.

Accounts & Tradelines

View all your open and closed accounts — credit cards, loans, and more — with balances, limits, and payment history.

Collections

See if any accounts have been sent to collections and understand how they may be affecting your score.

Inquiries

Track who's pulled your credit report, including hard and soft inquiries.

Public Records

Check for bankruptcies and other public records that may appear on your credit report.

Credit Factors

Understand what's helping and what's hurting your score with a clear breakdown of key credit factors.

Creditor Information

Access contact details for all creditors listed on your report for easy dispute resolution.

Ready to take control of your credit?

Start for as low as $3.99/month. Build credit with the payments you're already making.

Arcane Credit does not guarantee any improvement in your credit score. Results may be influenced by various factors, including activity with other creditors. Failure to make at least the minimum monthly payment by the due date may result in delinquent reporting to credit bureaus, which could negatively affect your credit score. This product does not remove negative credit history from your credit report.

²Enrollment requires a one-time fee of $39.99.

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