Stay on top of your credit health.

Get 24/7 credit monitoring with instant alerts for score changes, new accounts, and suspicious activity — all included with your Arcane Credit membership.

Credit monitoring app showing collections and public records sections

Know what's happening with your credit

We keep you informed about changes that can affect your credit so you can act fast.

Real-Time Score Tracking

See your credit score update regularly with trend charts and score history so you always know where you stand.

Instant Credit Alerts

Get notified immediately when there's a new account, hard inquiry, or any change to your credit profile.

Identity Protection

Stay protected with alerts for suspicious activity, potential fraud, and unauthorized credit inquiries.

Credit monitoring activity feed showing account changes and impacts

Track every change to your credit profile

See a detailed timeline of everything happening on your credit — new accounts, public records, inquiries, and more. Each event is labeled with its impact level so you know what matters most.

  • Color-coded impact indicators (positive, negative, neutral)
  • Detailed breakdowns for each credit event
  • Historical timeline of all credit activity

Stay in the loop

Get notified about credit score changes, payment reminders, and important account updates — so nothing catches you off guard.

Credit score updates

Know when your score changes

Payment reminders

Never miss a due date

Security alerts

Stay protected from fraud

Credit alerts screen showing score updates, payment reminders, and security alerts

Ready to take control of your credit?

Start for as low as $3.99/month. Build credit with the payments you're already making.

Arcane Credit does not guarantee any improvement in your credit score. Results may be influenced by various factors, including activity with other creditors. Failure to make at least the minimum monthly payment by the due date may result in delinquent reporting to credit bureaus, which could negatively affect your credit score. This product does not remove negative credit history from your credit report.

²Enrollment requires a one-time fee of $39.99.

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